The Influence of Convenience and Security on Interest in Using E-Wallet Technology Payment System For Generation Z Students

Reski Anggraeni; Haliah Haliah; Andi Kusumawati

Authors

Reski Anggraeni Universitas Hasanuddin
Haliah Haliah Universitas Hasanuddin
Andi Kusumawati Universitas Hasanuddin

Keywords:

Convenience, E-wallet, Generation Z, Payment system, Security.

Abstract

This study aims to determine the influence of convenience and security on the interest in using the E-wallet payment system for Generation Z university students in Makassar. In this study, researchers adopted a descriptive quantitative approach using purposive sampling as sampling technique methods by distributing Google Forms questionnaires online at several universities in Makassar. The results showed that convenience had a significant and positive influence on interest in using the E-wallet technology payment system, and security had a significant and positive influence on interest in using the E-wallet technology payment system. Convenience and security simultaneously have a positive and significant effect on interest in using the E-wallet technology payment system.

References

Ahmad Ramzi Ghulam Syam, Haliah, N. (2023). Faktor-faktor yang Mempengaruhi Wajib Pajak dalam Penggunaan E-Filling pada KPP Pratama Makassar Utama. 4(1), 1–9.

Amoroso, D. L., & Magnier-Watanabe, R.(2012). Building a research model for mobile wallet consumer adoption: The case of mobile Suica in Japan. Journal Theoretical and Applied Electronic Commerce Research. https://doi.org/10.4067/S0718-18762012000100008

Davis, F.D.(1993). Perceived usefulness, perceived ease of use, and user acceptance of information technology. MIS Quarterly, Vol.13, No.3, pp. 319-340.

Indriastuti, M., & Wicaksono, R. H.(2014). Influencers Emoney in Banking Sector. South East Asia Journal of Contemporary Business, Economics and Law, 4(2), 10-17.

Jogiyanto. (2007).Sistem Informasi Keperilakuan. Yogyakarta: Andi Offset

Kuganathan, K. V., & Wikramanayake, G.N. (2014). Next generation smart transaction touch points. In 2014 14th International Conference on Advances in ICT for Emerging Regions (ICTer) (pp. 96- 102). IEEE.

Lavinda.(2022).Survei KIC:Gen Z Lebih Pilih Pakai e-Wallet Dibanding Katadata.co.id.https://katadata.co.id/lavinda/finansial/61e0ee6ef1b27/survei-kic-gen-z-lebih-pilih-pakai-E-wallet-dibanding-atm-bank

Magfirah.(2018). Faktor-faktor yag mempengaruhi sistem pembayaran GoPay (Studi Kasus : Mahasiswa di Yogyakarta).Yogyakarta.Skripsi

Nimda.(2012). Keamanan Internet.Unpas https://www.unpas.ac.id/keamanan

Patel, K.J., dan Patel, H.J. (2016). Adoption du service bancaire Internet au Gujarat: une extension du TAM avec une sécurité et une influence sociale perçues. International Journal of Banking Marketing, 36 (1), 147-169.

Sukoco, Sampir Andrean.(2007).Komunikasi Pemasaran. Jember: Pustaka Abadi.

Utami, S. S., dan Kusumawati, B. (2017). Faktor-Faktor Yang Mempengaruhi Minat Menggunakan E-Money (Studi pada Mahasiswa STIE Ahmad Dahlan Jakarta). Jurnal Akuntansi, Audit dan Keuangan: BALANCE, XIV (2).

Wong, Wai Han., dan Mo, Wing Ying. (2019). A Study of Consumer Intention of Mobile Payment in Hong Kong, Based on Perceived Risk, Perceived Trust, Perceived Security and Technology Acceptance Model. Journal of Advanced Management Science, Vol. 7, No. 2.